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[Poll]
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How Do You Usually Pay For Purchases?
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| Cash |
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| Debit Card |
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| Credit Card |
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| Debit |
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| Other |
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Total Votes : 29
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(last vote on : 7/26/2008 11:48:19 PM)
(Poll will run till: -- )
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How Do You Usually Pay For Purchases? - 6/21/2008 3:38:24 AM
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humbleinspirit
Posts: 15414
Joined: 4/13/2005
From: Just Outside of Boston
Status: offline
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How Do You Usually Pay For Purchases? I usually pay cash. How about you?
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RE: How Do You Usually Pay For Purchases? - 6/21/2008 9:12:46 AM
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Szaftoo
Posts: 886
Joined: 4/13/2005
From: So. Calif.
Status: offline
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Debit for everything.
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RE: How Do You Usually Pay For Purchases? - 6/21/2008 9:32:27 AM
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Sophie11
Posts: 720
Joined: 1/24/2008
Status: offline
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Debit card. But we usually keep some cash on us for very small purchases and things that do not accept debit or credit cards.
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RE: How Do You Usually Pay For Purchases? - 6/21/2008 10:16:19 AM
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christsstar
Posts: 4587
Joined: 4/8/2005
Status: offline
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I'm a strange one.
I've spent the last 3 years training myself that I don't need my credit cards. I've used my debit card for everything. Now that I feel I have my finances under control and can keep track of my spending and not overspend, I'm switching to using a credit card that earns me points. I'm only using it for groceries/gas right now. Two things I believe I can monitor best and can keep under a certain amount. I automatically subtract my budgeted amount from my checking account when I get paid, that way it's already taken into account and what's left in my checking account after bills is mine to spend. And I keep track of what I put on my credit card so that it doesn't go over my budgeted amount.
I've been doing this for about 3 months I think and have been doing a pretty good job. I'm going to switch from a points card to a mileage card within the next month and earn airline miles so I can start traveling to see family more often.
I rarely use cash. I hate it. I only use it if I know I'm going someplace that is cash only.
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RE: How Do You Usually Pay For Purchases? - 6/21/2008 11:13:05 AM
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cherish405
Posts: 30478
Joined: 4/11/2005
From: Australia
Status: offline
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Cash as I don't have a credit card.
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RE: How Do You Usually Pay For Purchases? - 6/21/2008 11:16:15 AM
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Miss Giggles
Posts: 3968
Joined: 4/18/2005
From: MI
Status: offline
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a combination of cash and debit.
I still use my credit card for occasional online purchases and if I travel I will use it to rent a car/hotel room so I wont have massive holds on my checking account.
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RE: How Do You Usually Pay For Purchases? - 6/21/2008 12:43:10 PM
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MamaPyratekk
Posts: 96
Joined: 6/16/2008
From: NC
Status: offline
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I try to keep cash on me to use when I can. Otherwise I use the hubby's debit card. Neither of us have ever or will ever own credit cards.
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RE: How Do You Usually Pay For Purchases? - 6/21/2008 1:23:31 PM
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cheeky_monkey
Posts: 89
Joined: 6/18/2008
Status: offline
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I pay for everything by check. I rarely have cash on me and won't get a debit card because I'm too afraid I'll misuse it when shopping online.
Lucy
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RE: How Do You Usually Pay For Purchases? - 6/21/2008 1:25:10 PM
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DenimDiva
Posts: 6070
Joined: 9/28/2007
From: CA
Status: offline
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I use checks for any charities that I give to for tax deductions.
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RE: How Do You Usually Pay For Purchases? - 6/21/2008 7:56:55 PM
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Bubbles5
Posts: 995
Joined: 4/12/2005
From: Wisconsin
Status: offline
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I use cash fir the gas and groceries.
Checking for bills
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RE: How Do You Usually Pay For Purchases? - 6/22/2008 4:49:11 PM
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DreadPirateRandy
Posts: 9333
Joined: 6/5/2006
Status: offline
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Online: debit card.
Regular: cash.
Debit cards pwn the heck out of credit cards.
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Cynicism is an unpleasant way of saying the truth.
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RE: How Do You Usually Pay For Purchases? - 6/23/2008 2:49:39 AM
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amymelissa
Posts: 2151
Joined: 8/15/2005
From: South Australia
Status: offline
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I use my debit card a lot as it's easier than remembering to keep taking out cash (and I spend cash so much easier than if it's on card).
I've got a Visa debit card to use online if I need it.
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RE: How Do You Usually Pay For Purchases? - 6/26/2008 11:48:55 AM
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stamper_ben
Posts: 10829
Joined: 4/11/2005
From: Lone Star State
Status: offline
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I'm going to start using gold as that's all that's going to be worth anything eventually.
Now I just have to go find the end of that rainbow.
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We will be known as His by the love we show one another.
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RE: How Do You Usually Pay For Purchases? - 6/26/2008 2:23:54 PM
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WhiteRoseBlessings
Posts: 26754
Joined: 4/11/2005
From: Here, but subject to change . . . stay tuned!
Status: online
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Actually . . . I used to pay for everything via check.
But over the past few months, I've noticed a shift in that . . . I pay my bills and as many things as I can by check; unless it's a small amount - in which case, I will pay via cash or debit card.
I pay for online purchases with my debit card.
I also keep said debit card with a very low available balance and transfer money into it as needed.
edited: for clarity
< Message edited by WhiteRoseBlessings -- 6/26/2008 2:31:35 PM >
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RE: How Do You Usually Pay For Purchases? - 6/27/2008 10:03:12 AM
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DaveW
Posts: 3838
Joined: 4/12/2005
From: MD suburbs of Washington DC
Status: offline
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I voted "credit" but use a check card tied to my bank account. If used as a credit card instead of debit, it avoids the atm fees.
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RE: How Do You Usually Pay For Purchases? - 6/27/2008 10:15:06 AM
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ta_mosquito
Posts: 11021
Joined: 3/31/2005
From: from MN, now in Ontario :D
Status: online
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Credit card for the vast majority since we earn points. (Our debit cards up here don't do that.) We've got over $400 in reward points accrued!
We have our telephone, internet/cable, etc. come out of our credit card automatically. Some places don't allow that, so the mortgage, insurance, etc. come straight out of checking.
We stay within our budget and pay the card off every month.
< Message edited by ta_mosquito -- 6/27/2008 10:22:15 AM >
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Tricia
"There's a fine line between being open minded and being empty headed." ~Michael Coren
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RE: How Do You Usually Pay For Purchases? - 6/28/2008 11:49:30 PM
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whisperingwaters
Posts: 122
Joined: 5/3/2007
From: Michigan
Status: offline
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I mostly use credit cards but some times cash and I pay bills with checks.
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The words of a man's mouth are as deep waters, and the well-spring of wisdom as a flowing brook. Proverbs 18:4
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RE: How Do You Usually Pay For Purchases? - 7/5/2008 8:06:42 AM
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vmginny
Posts: 593
Joined: 3/31/2006
Status: offline
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Do not have any credit cards.
Pay bills and major purchases with a check.
Use cash for anything else.
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Mark 10:27
Looking at them, Jesus *said, “ With people it is impossible, but not with God; for all things are possible with God.”
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RE: How Do You Usually Pay For Purchases? - 7/8/2008 11:50:07 AM
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_MavericK_
Posts: 6018
Joined: 4/4/2007
From: Texas, wild and free
Status: offline
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debit. Just swipe and go!
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<--- story of my life.
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RE: How Do You Usually Pay For Purchases? - 7/12/2008 12:03:01 PM
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rogasinger4Him
Posts: 394
Joined: 5/1/2008
Status: online
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Cash whenever possible. I find I will spend less and think more about whether or not I really need the item if I'm spending my cash.
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Psalm 108: 1-5
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Dana
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