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How do you pay your bills? - 5/3/2008 12:16:58 PM
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raspberry331
Posts: 6250
Joined: 5/7/2005
Status: offline
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How do you pay your bills? I pay my bills over the phone most of the time. It's quick and easy for me.
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RE: How do you pay your bills? - 5/3/2008 12:20:53 PM
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Miss Giggles
Posts: 3801
Joined: 4/18/2005
From: MI
Status: online
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I pay almost all of them online. Except for the car because I pay extra on that and if I mail it in it will go to the principal instead of prepaying the interest.
I don't pay by phone because they usually charge a fee for it.
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RE: How do you pay your bills? - 5/3/2008 12:52:20 PM
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LCannon
Posts: 1388
Joined: 2/22/2007
From: Lebanon, OR
Status: offline
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Online when possible or check. I like to write/mail my 'ministry' checks because I feel more 'connected' with the cause. At least once a month I 'do' and think about them and the stamps are a small price to pay to feel connected.
_____________________________
"[Prayer power] hasn't never been taxed to[His]full capacity.
His standing challenge, 'Call on Me and I will answer with great and mighty
things which thou can't imagine." Hudson Tayor
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RE: How do you pay your bills? - 5/4/2008 12:19:55 AM
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crownlaurel
Posts: 108
Joined: 2/15/2007
Status: offline
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I pay the vast majority online or by automatic payment. I pay my car payment in person by check because they don't have electronic options and I pay my water bill by debit card by phone because their online payment costs money.
I really hate writing checks and I have not bought replacement checks in a couple of years, which also means I have used all my deposit slips and have to fill in a generic one every time I deposit money.
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RE: How do you pay your bills? - 5/4/2008 3:00:32 AM
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Annie64
Posts: 314
Joined: 6/4/2007
Status: offline
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Oh, I am so old fashioned! I pay most of my bills by check. The only time I pay by phone is if I'm about to be late and need to avoid a late fee. I only have one bill I pay online, my car payment, and that is because I have online banking. The loan is with the same bank where my checking account is, so I just transfer the funds. Sometimes when I do pay online, I can't help but think about all the millions of dollars in our economy that are moved back and forth by computer and only exist in cyberspace.
_____________________________
On Christ the solid rock I stand
ALL other ground is sinking sand.
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RE: How do you pay your bills? - 5/4/2008 8:06:57 AM
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Galilee
Posts: 148
Joined: 4/22/2005
Status: offline
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I pay most of them on line. That way, they can't say they didn't receive it in time, like they could if I mailed it in and they held it, to charge me a late fee, which I have heard happens as well.
_____________________________
The Son of God became the Son of Man so that the sons of man might become the sons of God. -- Terry Fullam.
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RE: How do you pay your bills? - 5/5/2008 9:17:14 PM
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summerdreams
Posts: 1
Joined: 9/18/2006
Status: offline
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Online bill pay for almost all of them. We have a schedule set up, where all bills fall onto week 1, 2, 3, or 4 of the month. Hubby gets paid weekly, so then we pay the bills every Friday on payday. We do have some auto withdrawls, but I enter them in MS Money way early, so we don't risk an overdraft. I have my mortgage company take out 1/4 of a payment every week, and weeks that have 5 Fridays make a payment as well, to go to principal. At the end of the year that is an extra payment, and will equate to us having our mortgage paid off about 7 yrs. ahead of time.
Our other auto withdrawls are our seaworld annual passes ($10.58 a month!), netflix, and our trustfax account.
:-)
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RE: How do you pay your bills? - 5/5/2008 9:27:53 PM
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ta_mosquito
Posts: 10657
Joined: 3/31/2005
From: from MN, now in Ontario :D
Status: offline
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Depending on the bill, either online manually or automatically. The ones that are the same amount every month come out automatically; the ones that vary are manually done online.
The only thing we pay by check is our church offering.
I don't know if there's such a thing as paying bills by phone here.
_____________________________
Tricia
Beauty isn't in the eye of the beholder as much as beauty exists for those who have eyes to see it.
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RE: How do you pay your bills? - 5/5/2008 9:34:49 PM
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2by2
Posts: 26
Joined: 5/2/2008
From: Tennessee
Status: offline
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I don't pay them because I don't have any sweet moola!
My husband has all the money and that is his responsibility. He pays most of them on line. He is a tech-no-logical geek and would bathe the children on line if he could.
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When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left, and could say, "I used everything you gave me".
Erma Bombeck
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RE: How do you pay your bills? - 5/5/2008 9:38:27 PM
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denbert
Posts: 25593
Joined: 4/12/2005
Status: offline
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Online for me.
_____________________________
The solution to a problem changes the problem
Denny
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RE: How do you pay your bills? - 5/6/2008 9:38:49 PM
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APZR
Posts: 586
Joined: 4/18/2005
From: GA
Status: offline
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A mix of online, check, and credit card. Some of our vendors are not set up for internet or credit card payments, so old fashion checks have to go out.
_____________________________
Ya can't keep trouble from visitin, but you don't have to offer it a chair.
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RE: How do you pay your bills? - 5/7/2008 11:53:04 AM
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meg4
Posts: 229
Joined: 4/21/2005
From: North Georgia
Status: offline
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Mostly online.
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RE: How do you pay your bills? - 5/7/2008 12:00:26 PM
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earthless
Posts: 4044
Joined: 4/11/2005
From: where thawing pigeons reside...
Status: offline
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90% by check - because I like to control when a payment is made. The other 10% online, and that is because it is not a big ticket type of bill.
_____________________________
Probing Today's Religious Movements | Promoting Doctrinal Discernment & Critical Thinking | Providing Reasons for Christian Faith & Ethics
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RE: How do you pay your bills? - 5/7/2008 2:06:24 PM
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meg4
Posts: 229
Joined: 4/21/2005
From: North Georgia
Status: offline
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With my online bill pay, I can control the date it is paid. When I set up the payment I have to put in the date I want it to be paid. I usually set it up to pay the day before it is due. If I were mailing a check, I would have to send it several days early to make sure it got there on time.
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RE: How do you pay your bills? - 5/7/2008 6:31:33 PM
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BJinWA
Posts: 45
Joined: 5/9/2007
Status: offline
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i pay as many as i can by credit card, including groceries, utilities etc. i tried to put my mortgage on a card, but they wanted too big of a fee. then i pay my credit card in full on line and sit back and wait for my 1% rebate check.
Online for the rest. I generally write 3 to 4 checks a month. (Condo Association doesn't take online or credit cards, nor does my church)
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RE: How do you pay your bills? - 5/10/2008 9:10:20 AM
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redeemedsaint
Posts: 424
Joined: 12/5/2005
Status: offline
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I pay most of mine by check. One which is my health insurance, I have that automatically drafted and it is cheaper that way than writing a check, which would be more.
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RE: How do you pay your bills? - 5/10/2008 10:29:08 AM
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manda59
Posts: 4841
Joined: 9/22/2005
From: Hampshire, UK
Status: offline
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Standing Order, Direct Debit (which I think is what you call automatic payment) from the bank account or credit card, paypal, and rarely, cheques.
_____________________________
"Well said, Manda"
(BlessedMamaofMany May 2008)
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I will probably continue to pay bills by check until that is no longer an option. Most of my bills don't have an online or phone capability anyway. 
